This one’s not the most cheerful read—but it’s extremely important.
Whether you own your home outright or share it with someone else, how it’s held on title can seriously affect how Capital Gains Tax is applied when you pass away.
In this fact sheet, Julia Hartman unpacks the tax traps (and opportunities) that can arise with joint tenancy, tenants in common, life tenancies, and using your home to produce income. You’ll learn how to preserve the main residence exemption, when CGT resets to market value (and when it doesn’t), and what executors and beneficiaries need to know to avoid a hefty tax bill later on.
It’s detailed, clear, and packed with real-life examples—including what happens if your home is over 2 hectares, used for business, or rented to family.
p.s. This free download is part of 502 | “It’s Putting the Mouse in Charge of the Cheese!”: Death, Taxes & Inheritance on The Property Couch podcast. Tune in to the episode here >