Home loans aren’t what they used to be. And that’s exactly why getting a good deal now takes more than just comparing one rate to another.
In this lesson, Ben unpacks how the mortgage landscape has become increasingly complicated—with different pricing depending on whether you’re an owner occupier or investor, choosing principal & interest or interest-only, and even what your loan-to-value ratio is.
It’s no longer just “what’s the rate?”—it’s what rate applies to your exact situation, and that can vary dramatically from lender to lender.
Understanding these layers of complexity can save you thousands… but only if you know how to navigate them. This lesson will help you start decoding it all.