Here’s the hard truth: loyalty doesn’t always pay when it comes to your home loan.
In this lesson, Ben reveals what the data from the RBA and APRA clearly shows—new borrowers often score better rates than existing ones. Why? Because banks are aggressively chasing fresh business while letting current customers quietly slip onto less competitive rates.
So, if your fixed rate is rolling off, this is your golden opportunity to review your loan. You could save thousands just by asking the right questions—or better yet, getting someone to ask them for you.
Don’t wait until it’s too late. Review, renegotiate, and never settle for the “default” deal again.