There’s a lot of noise out there about negative gearing. But what does it actually mean — and how does it really work?
In this first video, Ben breaks it down using simple examples to show how money flows in and out of an investment property, and what happens when your costs outweigh your rental income. You’ll learn what ‘gearing’ really is, how depreciation plays a role, and how tax refunds fit into the picture. Most importantly, he explains why negative gearing isn’t a strategy — it’s just a short-term phase that some investors experience, not the end game.
If you’ve ever wondered whether losing money on a property is “normal” or even smart, this is a must-watch. Spoiler: It’s not about making a loss — it’s about how that loss fits into the bigger, long-term plan of growing wealth through property.
This video series was recorded back in 2019, but we think the concepts remain relevant to the discussion today.
We’ve also included the full slide deck from our recent LIVE event on this topic, so you can go even deeper. Plus, don’t miss Episode 231 where we dive into listener questions about the impact of changes to negative gearing.
To be clear:
❌ We’re not anti-Labor.
❌ We’re not saying negative gearing should stay as is.
✅ We believe the numbers need a fresh review with updated data.
✅ We’re advocating for collaboration between experts like the Master Builders Association of Victoria, HIA, REIA, Property Council, Property Investment Professionals of Australia, Property Investors Council of Australia – PICA, and more to craft a well-informed policy.
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