The RBA has officially cut the cash rate by 25 basis points—its second rate move this year—and for the first time in over a year, borrowers are seeing real relief. NAB was first to act, and all Big Four banks passed on the full cut within an hour of the announcement.
But this is likely just the beginning.
With inflation continuing to moderate and more cuts forecasted in the months ahead, the question now is: how low will the cash rate go in 2025—and how should you respond?
In this month’s update, Ben Kingsley and economist Evan Lucas break down:
- What drove the RBA’s May decision
- Signs that inflation is trending back into the target band
- The flow-on effects for property prices, consumer sentiment, and loan affordability
- What’s happening globally, including Trump’s aggressive economic reforms and China’s response
- The broader shift we’re seeing in productivity, wages, and long-term economic growth
- What it all means for your financial position—and what to do next
With interest rates finally falling and banks passing them on quickly, now is a powerful time to get strategic about your money.
P.S. Want to see how a lower rate impacts your position? Update your loan in Moorr and see the difference instantly—or tap into a Free Loan Health Check with our Mortgage Broking team at Empower Wealth.
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