The Reserve Bank has just handed down its November 2025 cash rate decision.
While the headline was widely anticipated, the story behind the data tells us much more.
As Ben Kingsley and economist Evan Lucas explain in this month’s RBA & Economic Update, there are deep shifts happening across inflation, energy prices, housing supply and consumer behaviour… and they could shape your financial outlook heading into 2026.
Inflation’s Back — and It’s Getting Harder to Tame
After a steady decline in inflation through much of 2025, prices are on the rise again — largely due to global oil price shocks and local supply-side pressures. Households are already seeing the impact in higher energy bills and day-to-day costs.
With unemployment still historically low, it’s a tough balancing act for policymakers… and that means rate cuts could stay off the table longer than many hoped.
Why This Matters for You
If you’ve been banking on rate cuts to relieve cashflow pressure, this is a moment to reassess. Instead of waiting for relief, it may be time to tighten your strategy, review your expenses, and get proactive about your surplus.
How Moorr Can Help You Stay Ahead
Moorr is built for exactly these kinds of economic moments — where clarity, confidence and financial control matter more than ever.
Here’s how you can take action now:
✅ Refine your financial goals in MyGOALS and test your buffers with MoneySTRETCH.
✅ Monitor the health of your properties in MyPROPERTY to make informed investment decisions.
✅ Most importantly: check your home loan. With interest rates holding higher for longer, small tweaks to your rate can add up to big savings.
Remember: Smart money doesn’t wait for policy shifts. It plans for what’s next.
