Is calculated by capturing all your expenses. Money flowing out of your household impacts what cashflow (savings) is left over. (If I were to use the wealth creation car analogy here, this gauge would be referred to as the brakes that slow the car down).
The diagram on the right, explains the sources of SpendingSPEED™. It captures the total expenditure right across your household at this moment in time, based on the financial information you have input. It’s then summarised neatly into an hourly rate of money flowing out.
You have now learnt about both sides of the cashflow equation and what is left over is hopefully a surplus of household money. So, let’s now learn about this surplus, most commonly referred to as household or personal savings.