Is calculated as gross income (before tax) created via exertion of your effort and your time.
The diagram, explains the sources of WorkingIncomeSPEED™.
Noting that any Super Salary Sacrifice or Other Salary Sacrifice is subtracted from within the Speed calculation, as this money is committed elsewhere, and as such isn’t available to you currently.
Gross income is used because we need to understand the impact of passive income and tax deductions on total taxable income before we can assess and adjust for any potential tax liability to ultimately calculate your NetIncomeSPEED™.