Your goals. Your priorities. A plan that moves with you.
A holiday, a new car, a home deposit or a bigger savings buffer. You’ve got goals, but they’re all competing for the same pool of money. So how do you know if you’re actually on track?
Meet Dynamic MyGoals, a smarter way to plan for what matters most.
By bringing together your current savings, budgeted surplus and financial priorities, Moorr helps you see when each goal could be fully funded, which ones are on track and where you might need to make adjustments.
And here’s the best part: Change a goal, adjust your budget or shuffle your priorities, and your projections update instantly.
Less guesswork. More clarity. And a better view of what’s possible.
Wondering how it all works? Let’s show you around!
From tracking your progress to seeing when you could reach your goals, there’s plenty to explore. Click on the dots below to discover what Dynamic MyGoals can do for you.
See how much of your current savings is available for your goals.
Close the Gap. The extra monthly surplus you need to get your goals on track.
Toggle between timeline vs cash projection chart.
Set your target value & date.
Open and edit your goal.
Add a goal to prioritised your cash buffer before any other goals.
The completion projection of the goal.
Adjust your goals based on priority, not just due date.
Adjust the target date by moving the line.
Add a new goal here
Explore your savings over 1, 3, 5 or 10 years.
See when your savings are used to fund your goals.
Click any month to see how your savings are divided.
Pick what you're working towards.
Can't find your goal type? Create a custom goal that matters to you.
Exclude savings you don't want counted as available for your goals.
Change your goal name and set target date, amount and the details that matter to your goal.
Each goal types is different. Some will include guidance and tips to help you estimate a value.
Dynamic MyGoals takes goal tracking a step further. Instead of simply showing how much you’ve saved, it uses your current savings, budgeted surplus and goal priorities to project when each goal could be fully funded.
You’ll see which goals are on track, which are ahead and which might need a little attention. Here are some of our common FAQs:
Moorr uses your current savings, budgeted income, expenses, loan repayments, goal amounts, target dates and priorities.
It starts by allocating available savings to your emergency fund, then your goals in priority order. Each month, it works out how much surplus your goals need to reach their target dates.
Any spare surplus can then help bring goals back on track or fund them sooner.
Some goals linked to actual bank accounts or loans are calculated differently.
Yes! Unlike simply dividing your annual expenses into equal monthly amounts, Dynamic MyGoals accounts for when your bills are expected to fall due.
Using your transaction history and bill due dates, it projects your expenses over the next 12 months. That pattern then repeats in future years.
So if your council rates are due in March, they’ll affect March’s surplus rather than being spread evenly across every month.
Your emergency fund gets first priority.
Moorr allocates your available savings towards your emergency fund before distributing money to your other goals. Each month, it also tops up your emergency fund first if needed.
This helps you account for your financial safety net while working towards your other goals.
Absolutely! Your goals don’t have to be funded in order of their target dates.
Simply reorder them based on what matters most to you. Dynamic MyGoals will recalculate your projections to reflect your new priorities.
Each goal gets a status based on its projected completion:
These statuses can change as your financial information or priorities change.
No need to abandon that dream just yet!
Dynamic MyGoals shows whether your goal is At Risk or Not Achievable based on your current numbers.
You can explore adjusting your target date, goal amount, priorities or budget to see what might help get things back on track.
These figures help you understand how much breathing room you have.
It’s a handy way to see whether your current budget can support your financial goals.
Not currently. Dynamic MyGoals uses today’s dollar values and doesn’t factor in inflation, interest earned on savings or investment growth.
It also assumes your budget stays as entered unless you update it.
Remember, these are projections, not guarantees. Your actual results may differ if your income, expenses, account balances or financial circumstances change.
Keeping your financial information up to date helps make your projections more meaningful.
Dynamic MyGoals updates your projections instantly whenever your savings, budget or goal details change.
And with Open Banking coming to Moorr, things will get even easier! Once available, Open Banking will let you securely share eligible banking data with Moorr, helping keep your financial information more up to date with less manual entry.
Until then, you can continue updating your financial details manually or importing transactions via CSV.
The more up-to-date your financial information, the more useful your goal projections will be.
No. Dynamic MyGoals is a goal-tracking and projection tool.
It shows how your savings and budgeted surplus could be allocated towards your goals, but it doesn’t move money, transfer funds or make payments on your behalf.
Had enough of trying everything else? Just keen to have a yarn with a real, living, most likely human being? No worries! We’re here to lend a hand with any questions, concerns, or issues you’ve got. Our Support Team is stoked to tackle any queries you’ve got about Moorr. Whether you’re battling to sort out tricky expenses, reckon you’ve found a bug, or perhaps you’ve got a great idea for the app, we’re all ears!
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